Terms of Use

StockBrokerAnalyzer.com

Effective from launch: July 2026

⚖️ AI-Generated Content & Liability Disclaimer. All broker scores, ratings, criterion evaluations, and market signals shown on this service are generated automatically by mCoreBrain™ AI-agent technology, operating independently of any broker, financial institution, or other third party. No broker can pay to influence, improve, or otherwise affect its own score, rating, or ranking. This AI system evaluates only information that is publicly available — including brokers' own published terms and fee schedules, regulators' public registers, official company filings, independent comparison publications, and financial press. It does not access, use, or rely on any non-public, confidential, or insider information about any broker. Like any AI system, it can make mistakes, and the public sources it relies on can change, be incomplete, or be inaccurate at any time. Scores and ratings are calculated in good faith and to the best of the system's ability, but no guarantee is given as to the truth, accuracy, or completeness of any underlying fact, score, rating, or statement. To the maximum extent permitted by law, mCoreBrain and the operator of Stock Broker Analyzer accept no liability or responsibility for any information being incorrect, outdated, or misleading, and are not liable for any decision made, or loss incurred, in reliance on it. This is analysis only — not investment, financial, tax, or legal advice, and not a recommendation. Always verify anything decision-relevant directly with the broker, the relevant regulator, or an appropriate professional advisor before acting.

1. Not investment advice

Stock Broker Analyzer provides factual, criteria-based comparisons of stock brokers and brokerage services using publicly available information.

The service is analysis only. It does not recommend, suggest, or advise which broker, account, security, investment product, or financial product you should choose. It is not provided by a licensed or certified investment advisor. You are solely responsible for your own decisions.

The service does not assess your personal financial situation, investment objectives, risk tolerance, income, tax position, portfolio, trading experience, or suitability for any broker or product.

Analyses may be generated or assisted by AI systems. Outputs are based on fixed criteria and public-source information, but may still contain errors or outdated information.

2. What the service does

The service may:

score brokers on fixed criteria, usually from 1 to 5;
compute an overall weighted data score from those criteria;
show public-source facts used for scoring;
provide dated market signals and competitive observations;
let users request a refreshed analysis for a fee;
generate downloadable reports or dashboard views.

The score is a data score, not a statement that a broker is “best” for you.

3. What the service does not do

The service does not:

access, view, or analyse your personal brokerage accounts, holdings, trades, bank accounts, or portfolios;
provide financial, investment, tax, or legal advice;
make personalised recommendations;
forecast the price of any security, stock, ETF, crypto asset, fund, derivative, or financial instrument;
guarantee that any broker information is complete, current, or error-free.

Broker terms, fees, products, and regulatory information can change at any time. You must verify anything decision-relevant on the broker's own website or official documents before acting.

4. Independence

No broker pays to be included, ranked, or featured. No broker can pay to improve its score, ranking, placement, or rating.

Revenue comes from users paying for refresh analyses, report access, or the company plan. Broker companies may subscribe to the company plan for analytics, monitoring, or report access, but they cannot influence their own rating or ranking.

5. Free Top 3 snapshot

Every account, whether individual or company, can see a free ranked snapshot for each live market: the top 3 brokers by our calculated overall score, showing rank, broker name, and score only.

The free snapshot does not include the underlying criteria breakdown, supporting facts, or sources — that detail is only available in a paid refresh-analysis report.

The free snapshot is not a limited-time trial. It remains available for as long as your account exists and does not expire or get consumed by use.

6. First payment

Before your first paid purchase — an individual refresh-analysis, a refresh-credit bundle, or a company plan subscription — you must separately confirm that you have read and accepted these Terms of Use.

7. Payment

The individual refresh-analysis fee is a flat €15.00 per paid refresh, however many are purchased at once, unless a different price is shown at checkout.

The operator is a small business under the German small-business regulation, § 19 UStG. No VAT is charged.

Payments are processed by our payment processor. Card details are handled by the payment processor and are not stored by us.

A paid refresh-analysis begins only after successful payment and after you have provided the immediate-performance consent described below.

One-time purchases: Individual refresh-analyses and refresh-credit bundles are one-time purchases. They do not create a recurring subscription or any ongoing payment obligation.

Company plan (recurring subscription): The company plan is a recurring monthly subscription billed through our payment processor. It can be cancelled at any time from the dashboard. Unless otherwise stated at checkout, cancellation takes effect at the end of the current paid billing period — the company account remains active until that date and will not renew afterwards. Cancelling the company plan does not delete the company account; account deletion is a separate action described in § 13.

8. AI/token consumption and immediate generation

Each paid refresh-analysis consumes AI/LLM inference tokens, compute resources, and data-processing resources immediately when generation starts.

Because the service is generated and delivered immediately, a paid refresh-analysis cannot be cancelled or refunded once generation has started, provided you have given the required immediate-performance consent and acknowledged the loss of the right of withdrawal.

9. Right of withdrawal for consumers

Consumers generally have the right to withdraw from a distance contract within 14 days without giving reasons.

The withdrawal period is 14 days from the day the contract is concluded, meaning from the moment you request a paid refresh-analysis or purchase a paid plan.

To exercise your right of withdrawal, you must inform us by means of a clear statement, for example by email, that you wish to withdraw.

Contact: info@mcorebrain.com

If you validly withdraw, we will reimburse payments received from you without undue delay and no later than 14 days from the day we receive your withdrawal notice, using the same payment method used for the original transaction unless otherwise agreed.

10. Immediate performance and loss of withdrawal right

A paid refresh-analysis is a service delivered in full immediately after generation.

Before a paid refresh-analysis starts, you must expressly consent that we begin performance before the 14-day withdrawal period has expired. You must also acknowledge that you lose your right of withdrawal once the refresh-analysis has been fully generated and delivered.

If you do not provide this consent and acknowledgment, the paid refresh-analysis will not start.

Before starting a paid refresh-analysis, we require the following separate consent:

“I expressly consent that Stock Broker Analyzer begins the paid refresh-analysis immediately before the 14-day withdrawal period expires. I acknowledge that I lose my right of withdrawal once the refresh-analysis has been fully generated and delivered. I understand that AI/LLM tokens, compute resources, and data-processing resources are consumed immediately when generation starts.”

This checkbox must not be pre-selected.

11. Withdrawal button / online withdrawal

Where legally required, we provide an online withdrawal function that allows consumers to submit a withdrawal request electronically.

A withdrawal request submitted through this function will be confirmed without undue delay.

A withdrawal request does not create a refund right for a paid refresh-analysis that has already been fully generated and delivered after the user gave the immediate-performance consent and acknowledged the loss of the withdrawal right.

12. Model withdrawal form

(Complete and return this form only if you wish to withdraw from the contract and your withdrawal right has not already been lost through full performance after your express consent.)

To: info@mcorebrain.com

I/We hereby give notice that I/we withdraw from my/our contract for the provision of the following service:

Broker refresh-analysis / Stock Broker Analyzer paid service

Ordered on: ____________________

Name of consumer(s): ____________________

Address of consumer(s): ____________________

Email used for the account: ____________________

Date: ____________________

13. Account deletion

You may request or trigger account deletion through the account settings where available.

Before deletion, we will show a warning that deletion is permanent.

When account deletion is confirmed, we delete or anonymise account data that is no longer required to provide the service or comply with legal obligations.

Certain records may be retained where required by law, for example payment, invoice, tax, fraud-prevention, security, or legal records. Payment and invoice records may be retained for German tax and bookkeeping retention periods. These retained records are not used to provide personalised recommendations and are kept only for the legally required or legitimate retention period.

After deletion, access to the dashboard, reports, the free Top 3 snapshot, paid refreshes, and generated documents may no longer be available.

If your account has an active company plan subscription, we cannot delete the account while it is still billing. Requesting deletion in that case instead schedules the subscription to cancel at the end of the current billing period — your account remains active and unchanged until then. You can request deletion again after that date to permanently delete the account.

14. Accuracy and availability

The service is based on public information, automated analysis, scoring logic, and AI-assisted processing.

We aim to keep the information accurate and up to date, but we do not guarantee that all information is complete, current, or free from errors.

Broker terms and public pages can change without notice. Users must verify decision-relevant information directly with the broker before acting.

We may update, suspend, limit, or discontinue parts of the service at any time.

15. Liability

The service is provided “as is.”

To the maximum extent permitted by law, the operator is not liable for decisions made based on information presented in the service, or for losses arising from reliance on broker information that is incomplete, outdated, incorrect, or has changed.

Nothing in these Terms limits liability where liability cannot legally be limited, including liability for intent, gross negligence, injury to life, body, or health, or mandatory statutory rights.

16. Governing law

These Terms are governed by German law.

Mandatory consumer protection rights of the country in which a consumer has habitual residence remain unaffected where applicable.

17. Privacy and operator information

Information about how we process personal data is provided in our Privacy Policy. Operator details are provided in our Imprint.

18. Contact

For questions about these Terms, withdrawal, account deletion, or the service, contact: info@mcorebrain.com